When spring is in the air, many people have the urge to clean their house, garage, and vehicles. As important as it is to do a deep clean on these items, it's even more important to spring clean your finances too!
It's easy to be complacent over the course of the year. Life gets busy and a lot of times, the topic of finances get pushed to the back burner.
I like to view spring and the start of the new year as a refreshing time to hit the reset button and get a clean slate. Let's look at some ways to make your finances shine this year!
TV streaming is all the rage right now. And rightfully so as traditional cable and satellite companies continue to charge a premium for their services. Thankfully as people continue to cut the cord at a torrid pace, there are fantastic TV streaming options to save money.
When our TV provider raised prices again, we were not impressed. They expected $130 per month for two televisions, DVR, and a somewhat standard package of channels that did not include movie channels such as HBO, Cinemax, or the like.
I negotiated a lower price with them several times over the years. However, with my growing curiosity regarding streaming and frustration over another price increase, I realized it was time to cut the cord.
I don't know about you, but saving almost a hundred dollars a month sounds pretty good to me! Yes, that means more than a thousand dollars saved over the course of a year.
Let's look at the top TV streaming options to breathe some life into your family budget.
Writing about a family budget is similar to discussing an emergency fund. Both are underappreciated and can be overlooked. Need proof? Only 39 percent of Americans have enough money to cover a $1,000 expense. What a horrific little statistic this is!
To me, budgets and emergency funds kind of go together. If you have an effective budget, you can get the emergency fund built up in no time. But if the budget is out of whack, you are going nowhere in a hurry. And the only emergency will be your 70 year old self still needing to be employed in the workforce. I say no thank you! And follow my family budget...